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PURCHASE
AND REFINANCE PROGRAMS
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RD
- Rural Development Loan Program |
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No money down
government loan program. Closing costs can
be financed. Competitive fixed rate 30 year mortgage.
No mortgage insurance is
required.
Detailed RD
Loan Program Guidelines |
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FHA
- Federal Housing Administration |
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3% down payment,
government loan program; 3% down payment can
come from non-profit organization. Fixed
rate or ARM for 15 or 30 year mortgage.
More Information |
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VA
- Veterans Administration |
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No money down,
government loan program for eligible
veterans. 15 or 30 year fixed rate or 30
year ARM mortgage.
More information |
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Freddie
Mac Flex 97 |
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3% down payment,
conventional loan program; down payment can come
from flexible sources. 15, 20, or 30 year
fixed rate mortgage. |
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Fixed
Rate Conventional Mortgage |
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5% minimum down
payment, conventional loan program. 10, 15,
20, 25, or 30 year fixed rate mortgage at
competitive rates. |
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Adjustable
Rate Mortgage (ARM) |
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5% minimum down
payment, conventional loan program. 3/1,
5/1, or 7/1, and interest only ARMs are available. |
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No Income Verification |
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Various no income
verification loan programs are available.
Interest rates may vary with credit score and
down payment. Minimum 5% down payment is
required. |
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To
obtain information on products or rates not
listed below, please contact one of our
representatives at 1-800-845-0036. |
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